Commercial Lending

Commercial Lending

Our Approach

With our roots in community banking and one of the most experienced lending teams in our industry, we understand commercial real estate financing for commercial real estate investors and business owners alike. Our lending philosophy includes a common-sense assessment of each transaction’s unique characteristics. This approach opens the door to a broader range of finance solutions and products to meet the demands of today’s borrowers. Focused to meet YOUR needs, Atlantic Investment Capital originates commercial real estate loans on all types of income-producing properties. As a national source of commercial loans with streamlined underwriting, we focus on closing transactions for our clients with no surprises. Our typical loan are from $1,000,000 to $ 20,000,000 with terms as long as 35 years and loan values of up to 83% allowing you to maximize your investment returns and open up your cash flow!


We are not your typical conservative bank. Atlantic Investment Capital  presents you with a wide range of loan structures for your commercial mortgage, applying maximum loan to values and low loan costs. We offer non-recourse securitized loans for your commercial real estate investments and conventional portfolio loans for your owner occupied real estate needs. Our non-recourse programs are usually 80% to 83% LTV with up to 35 year amortizations. Typically, a 90% financing option is available for owner-occupied properties where the borrowers occupies at least 25% of the square footage. Atlantic Business Capital has competitive fixed and variable rates; the borrower can choose between a variety of flexible loan terms and amortization up to 35 years with no balloon payments or call provisions.

As a leader in our industry, we at Atlantic are dedicated to providing products and services to meet your borrowing needs. We welcome you to take a look at our Permanent Loan Programs.